BizLIVE - Taking the lead in the application of optimal financial solutions for individual customers and micro enterprises, HDBank is offering loans with a limit of up to VND 2 billion per item, at a favorable interest rate of only 8.6% per annum.
Do Business at Home, Enjoy Unlimited Offers from HDBank
Keep running lending incentive programs for production and business to increase income for individual customers and microenterprises, HDBank introduces the “Do business at home, enjoy unlimited offers” program which offers enormous benefits, among the other things, the credit term of up to 60 months, to borrowers as lessees of business premises/locations. Also, HDBank reduces the fee for capital withdrawal commitment and early repayment fees.
HDBank always facilitates customers with the fast and flexible loan appraisal and approval process. Noticeably, loan applications are processed more quickly and simply for existing customers, agents, distributors, and retailers selling products of partners cooperating with HDBank, customers with experiences in production and business at home. 
Before this program applicable for customers doing business at home, HDBank also runs other lending incentive programs for customers with houses for rent in the program such as: “Taking Rent with No Worry, Running Business with Full Confidence, and Getting Loans without Fear of Covid”, “Green Card for Vietnamese families” for individual customers, households who are homeowners when installing rooftop solar power which allow them to open “green” credit cards to pay for the installation of rooftop solar power and to pay for personal consumption.
Accompanying customers in all challenging circumstances, with the desire to provide timely support for small and medium enterprises, individual customers, households to stabilize their production and business activities to overcome the Covid-19 pandemic, from the beginning of this year, HDBank has introduced many loans with favorable interest rates to support customers. The Bank has set aside VND 24,000 billion for preferential loans to small and medium enterprises; VND 10,000 billion to micro businesses, business households, individual customers. HDBank also waives or reduces most transaction fees to share burdens with customers facing challenges due to the Covid-19 pandemic.
In parallel with the promotion, HDBank also introduces many modern technology application services in order to increase the convenience and experience of customers when making transactions on Mobile banking and Internet banking.
HDBank increasingly digitizes processes, products and services towards a digital, paperless bank: online transactions such as loans can be approved via HDBank App, online savings with higher interest rates in comparison to savings at the counter; a combination of online savings products, digital banking services on MISA accounting software, applying process of electronic know your customers (eKYC) on the App to help customers own identification accounts and make immediate transaction immediately in a complete, safe and secure manner.